PayTM has launched Spend now, pay next month feature. Read here now

Digital transaction is the easiest way to make your payments from anywhere and everywhere. To make it even more easier, PayTM has expanded PayTM postpaid facility to ofline retail outlets and stores. Now customers can easily pay at local shops through PayTM postpaid.

It can also be used for paying bills at Tata sky, Pepperfry, Domino’s and etc. Every user will be given a credit limit according to the usage. They have also increased their final limit to INR 100,000 of monthly spends.

Customers must complete their online KYC and then they will be given a credit limit. Now after using it, they have to pay the bill by the next month’s 7th. There will be three different type of users, lite, delite and Elite. You will know about it in your app itself.

However, you have to pay the convenience charge which will be added in your monthly bill for the lite users. Whereas for the Elite and Delite users, there is no convenience charge required.

The company said- “Our Postpaid Lite variant has been designed so that our users without excellent credit scores are also able to avail the convenience & benefits of this service,”.

It is really a great feature to ease the comfort of the customers who wants to use digital payment modes in their local Kirana shops as well. If you want to know your category, you must check your PayTM app after completing the online KYC and check for your category in the app itself. According to your usage, it will also be upgraded with time.